Terms and Conditions for RCD™ Global Bank Account Introduction

These are current Terms and Conditions for RCD™ Global Bank Account Introduction.

CLUB RULES AND TERMS AND CONDITIONS

CLUB RULES AND TERMS AND CONDITIONS

(referred to collectively as "Terms and Conditions").

PLEASE PRINT THESE CLUB RULES AND TERMS AND CONDITIONS AND READ THEM CAREFULLY.

As a registered Member of RCD Wealth (“Member”), you agree to abide by these Terms and Conditions.

1 CLUB RULES

1.1 All Membership applications are subject to verification by RCD™ Club. RCD™ Club will notify you in the event that your Membership application has been accepted.

1.2 You are obliged to provide correct details when you apply for RCD™ Club Membership and your failure to do so may invalidate your Membership and any subsequent transaction. Your responsibility to provide accurate information is a continuing obligation and you must notify RCD™ Club in the event that any information provided by you changes.

1.3 Your Membership is valid for you and companies you manage. You are responsible for ensuring that no one (other than your personal assistant, where applicable) uses your Membership.

1.4 Access to and use of the Members section of the RCD™ Club website ("Site") is through a combination of user name and password and is reserved exclusively for Members. You are solely responsible for maintaining the confidentiality of your user name and password and you agree to notify RCD™ Club immediately if you believe that there has been any breach of security (e.g. the unauthorized use of your name and password).

1.5 You agree that you will only use your RCD™ Club Membership card for the purposes for which it is issued. You must notify RCD™ Club immediately by e-mail if it is lost or stolen.

2 MEMBERSHIP CLASSES

2.1 RCD™ Global Bank Account Introduction is an unlimited Membership, obtained through one-time payment, which consists of an unlimited support and unlimited help as far as possible from our side, to help you, the customer, to obtain one or any number of bank accounts, brokerage accounts, merchant accounts, prepad or credit bank cards, and access to intra-banking messaging services, investment advisors, bank guarantees, letters of credit or any other special service or requirements for such financial account or accounts, anywhere in the world. Our service is personalized and customized for the particular customer and the particular purpose. The service is valid for an individual and physical person and any number of companies belonging or being managed by that individual but it is not transferable to other persons or companies. This class of Membership has no recurring fees.

2.2 RCD™ Shareholder is shareholding Membership in the RCD™ Wealth company. This kind of Membership has no recurring fees.

2.3 RCD™ Group is Membership given by invitation to ethical individuals and companies with the common goal and is free of charge.

2.4 RCD™ Investor is the investment Membership with profit oriented but also humanitarian purpose.

2.5 RCD™ Disseminator is the Membership given to individuals and companies with the common humanitarian purpose.

2.6 RCD™ Business Membership is the common Membership in RCD™ Club.

3 MEMBERSHIP FEES, CANCELLATIONS AND RENEWALS

3.1 Membership fees are communicated upon application. The Joining Fee shall always be deemed to have been paid in the first Membership year. Any increase in Membership fees will be notified through the weekly newsletter.

3.2 Your Membership fee is non refundable. However, RCD™ Club may at its sole discretion elect to refund your Membership fee in whole or in part depending on the circumstances relating to the cancellation of any Membership. The Joining Fee, where applicable, is non refundable in any case.

3.3 RCD™ Club reserves the absolute right to cancel or suspend your Membership (at its sole discretion) for any reason whatsoever. If RCD™ Club cancels your Membership, it shall refund the balance of the annual Membership fee on a time apportionment basis in respect of the unexpired period to which the annual Membership fee relates.

3.4 Membership fees are due on acceptance of your Membership application and annually thereafter (“Renewal Date”) if the class of Membership it requires. Membership fees are payable annually in advance by direct debit or payment by credit/debit or charge card of which we hold the details (“Payment Card”).

3.5 You authorize RCD™ Club to deduct renewal Membership fees by direct debit or any Payment Card up to 28 days prior to or on your Renewal Date. If RCD™ Club does not hold your payment details you will be contacted directly in order to renew your Membership.

3.6 We will issue your RCD™ Club Membership card, and if elected by you, Membership documentation ("RCD™ Club Membership Pack") as soon as possible following collection of your renewal Membership fee. If you do not wish to renew Membership you must notify us within 30 days of your Renewal Date in which case you will receive a full refund of any renewal Membership fee paid provided that you have first returned to RCD™ Club the RCD™ Club Membership Pack.

3.7 If you are one of RCD™ Club's founding Members then your annual Membership fee will not be subject to any annual increase.

3.8 For non founding Members, your first year renewal Membership fee will be the same amount as your first Membership fee notwithstanding any Membership fee increase that may have occurred during the preceding year. Your second and subsequent renewal Membership fees will be at then current Membership fee rate.

3.9 If a Membership is allowed to lapse for over 30 days, RCD™ Club reserves the right to recharge the Joining Fee as well as the current Annual Fee in order to renew Membership.

4 MEMBERSHIP BENEFITS

4.1 As a Member of RCD™ Club, you are entitled to all of the benefits set out on our Site. The descriptions of all benefits displayed have been approved by the relevant benefit Supplier.

4.2 As a registered Member of RCD™ Club, please note that Suppliers of benefits and the Benefits themselves are subject to availability and may change from time to time without notice.

4.3 RCD™ Club aims to ensure that the benefits remain available at all times and are constantly negotiating new benefits to ensure that you receive maximum use of your Membership. If any of the benefits become unavailable, we will do all we can to ensure that prior commitments are honored to the fullest extent possible, but shall not be responsible for any actions of Suppliers outside RCD™ Club's actual control.

5 USING YOUR MEMBERSHIP

5.1 You may only make requests by telephone, e-mail or through the Site, once you have been accepted as a Member.

5.2 RCD™ Club will provide both the services described on the Site (from time to time) and business services at your request - that is you may request RCD™ Club to provide or arrange any lawful, proper and moral business or personal service in relation to any business or personal needs or desires (including, without limitation, provision of information, activities and venues, and business or personal goods and services) (the “Services”).

5.3 RCD™ Club reserves the right to withdraw any of these Services and/or to refuse to supply the Services requested.

5.4 If RCD™ Club is unable to deal with any request, it will inform you as soon as reasonably practicable.

5.5 Suppliers are responsible for providing you with the services, products and benefits you select. RCD™ Club will communicate with Suppliers on your behalf unless it is more appropriate for you to contact the Supplier directly.

5.6 Suppliers may impose their own terms and conditions and you are required to comply with these.

5.7 When ordering a product or service or accessing a benefit, you may be required to provide your Payment Card details. If you request and authorize RCD™ Club to use your Payment Card in order to pay a Supplier for products or services, you acknowledge and agree that RCD™ Club shall have no liability in respect of or be responsible in any way whatsoever in respect of the use of your Payment Card provided that RCD™ Club acts in accordance with the instructions issued by you in relation thereto.

5.8 You undertake that all details you provide to us for the purpose of business, booking, ordering or purchasing products or services are correct, that the Payment Card you are using is your own and that there are sufficient funds to cover the cost of the product or the service.

5.9 From time to time the procurement or provision of certain services, products or benefits may incur a RCD™ Club handling charge (of which you will be notified) - in these cases you hereby authorize RCD™ Club to debit your Payment Card with any such handling charges.

5.10 RCD™ Club may at your order purchase goods or services on your behalf. In the event that it acts as a credit agent in this regard, you hereby authorize RCD™ Club to deduct the credit sum from your Payment Card within 30 days of the payment date. In the event that RCD™ Club pays for the goods or services in cash, it shall be entitled to add any applicable credit card charges to the sum deducted from your Payment Card.

5.11 Unless otherwise agreed by the Supplier, you shall not be entitled to cancel any services requested where, on your instructions, performance has already begun.

5.12 Telephone calls to RCD™ Club may be monitored or recorded for training and quality control purposes.

6 PRODUCTS PURCHASED THROUGH THE SITE

6.1 If the requested product or service is not available the Suppliers may offer you substitute products of a similar description and standard, but you may refuse the substitute products and receive a full refund.

6.2 All product or service descriptions have been approved by the relevant Supplier. RCD™ Club is not responsible for inaccurate or misleading product descriptions. Products may differ slightly from the images shown although every effort is made to ensure that all product descriptions are as accurate as possible.

6.3 RCD™ Club may from time to time offer special RCD™ Club products or services for sale through the Site or the weekly newsletter. These products will be clearly specified as being supplied by RCD™ Club in their description.

6.4 The purchase price of all products and services is due for payment on acceptance of your order by the Supplier or, if applicable, RCD™ Club.

7 RETURNS AND DAMAGED PRODUCTS PURCHASED THROUGH THE SITE

7.1 Other than those Suppliers which supply products that are perishable, or are made to your specification or are clearly personalized for you, for each Supplier we offer a 7-day "no quibble" guarantee in relation to its products. However, unless we agree otherwise, you will not be able to return products that are perishable, or are made to your specification or are clearly personalized for you. If you wish to return the products for whatever reason within 7 days of delivery, you may do so provided that the products are unused and in their original packaging. You will be credited in full within 30 days of the Supplier receiving written notification from you that you wish to return the products. The Supplier reserves the right to charge for any damage or missing parts.

7.2 Unless we agree otherwise, you will not be able to return products that are perishable, or are made to your specification or are clearly personalized for you.

7.3 All returns must be addressed to RCD™ Club at RCD WEALTH, to the address as specified on our contact page and must be made either by courier or registered post. Unless agreed with you otherwise, you are responsible for the costs of returning the products to RCD™ Club.

8 LIABILITY

8.1 RCD™ Club warrants to you that RCD™ Club shall use its reasonable endeavors to provide the Services with reasonable care and skill and, as far as reasonably possible, in accordance with your request and instructions from time to time. Where RCD™ Club supplies you with any goods or services supplied by a third party, then RCD™ Club is acting as your agent in sourcing the goods or services. RCD™ Club will use reasonable care in selecting the supplier and ensuring the order is placed in accordance with your wishes. For the avoidance of doubt, RCD™ Club does not and will not provide any representations or recommendations in relation to any of the information and suggestions comprised within the Services. You are deemed to be responsible for, and shall use your own skill and judgment as to, the quality, value and suitability of such information and suggestions in relation to deciding whether to enter into any contract with any third party for the supply of services or sale of goods.

8.2 Your contract for the purchase of products or services is made with the relevant Supplier only. RCD™ Club acts as an agent for the Supplier and, unless expressly provided otherwise, all your rights and remedies are against the Supplier. Nothing in these Terms and Conditions is designed to give any other person any rights or remedies.

8.3 RCD™ Club will not be responsible for products and services offered by RCD™ Club as agents for the Suppliers or for any aspect of the relationship between you and any particular Supplier. RCD™ Club will however do everything it reasonably can to assist you in any dealings you have with the Supplier.

8.4 You agree that any contract entered into by you with any of the Suppliers is an independent contract. RCD™ Club hereby disclaims any and all liability for any act or omission of any Supplier or any loss incurred by you as a result of any act or omission of a Supplier whether or not arranged through the RCD™ Club call center.

8.5 RCD™ Club accepts no liability for any losses or claims arising from any inability to access the Site or any failure to complete a transaction.

8.6 Save in respect of death and personal injury caused by the negligence of RCD™ Club or as expressly provided for in these Terms and Conditions, RCD™ Club shall not be liable for any loss, cost, expense or damage of any nature whatever (whether direct or indirect) resulting from the provision of the Services or your reliance upon the information and suggestions provided by RCD™ Club hereunder and the resulting supply of goods and services to you by any third party.

8.7 RCD™ Club shall have no liability to you for any loss, damage, costs, expenses or other claims for compensation arising from requests or instructions supplied by you which are incomplete, incorrect or inaccurate or arising from their late arrival or non-arrival, or any other fault of you.

8.8 RCD™ Club shall not be liable to you or be deemed to be in breach of these Terms and Conditions by reason of any delay in performing, or any failure to perform, any of RCD™ Club's obligations in relation to the Services, if the delay or failure was due to any cause beyond RCD™ Club's reasonable control.

8.9 Except in respect of death and personal injury and subject to the provisions of these Terms and Conditions, RCD™ Club’s maximum liability to you for breach of any of its obligations hereunder shall be limited to the value of the annual Membership fee and the charge for the Services to be provided.

8.10 This section applies only to the extent permitted by law.

9 CHANGES TO THESE CLUB RULES

9.1 RCD™ Club may vary these Terms and Conditions from time to time and will notify you of any changes in a timely manner. Notification will be by some or all of the following medium:

9.1.1 The RCD™ Club newsletter;

9.1.2 The Site;

9.1.3 E-mail;

9.1.4 The post or other personal delivery service; and

9.1.5 The national press.

9.2 Your continued use of your Membership constitutes acceptance of the altered Terms and Conditions.

10 COPYRIGHT

10.1 RCD™ Club owns or is lawfully entitled to all of the copyright in this Site. All other intellectual property rights are reserved. This Site is for your personal use only - you may not use it for commercial purposes. You may only download to your personal computer for viewing purposes and print out a number of pages of this Site for your personal use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer or sell any information obtained from this Site.

11 LINKS

11.1 RCD™ Club assumes no responsibility for the contents of any other web sites to which the Site has links and shall not be held responsible or liable for any loss or damages caused or alleged to have been caused by use of or reliance on any content, products or services available on such hyper-linked sites. RCD™ Club may not have control of such web sites. The inclusion of any hyper-links to such other web sites does not mean that RCD™ Club endorses the material on such web sites or has any association with the owner thereof.

RCD™ Club - Terms and Conditions